ভাষা পরিবর্তন করুন
The West Bengal government has launched Student Credit Card Scheme. All students residing in West Bengal who are enrolled in Higher Educational Institutions & Competitive Examinations Coaching Centres, with the help of this credit card, can get a loan of up to ₹10 lakh for their studies.
Anyone who has spent 10 years in West Bengal and is under the age of 40 can take advantage of this scheme. Also, The student must have passed the tenth grade.
The loan will be available for undergraduate, postgraduate, doctoral, and post-doctoral studies in India or abroad. Also, for students studying in various coaching institutes, preparing to appear in national-level competitive exams, including IITs, IIMs, NLUs, IAS, IPS, WBPS among others.
You can apply for the scheme on West Bengal’s official site here.
Now you have to wait for your application to be granted by the Department of Higher Education.
Also, For more detailed instruction or Visual representation of the process, Open/Download this Official PDF.
The loan can be taken for the course fees, tuitions & hostel fees, books, study materials, Computers or Laptops, etc.
Students don’t have to worry about your loan payment during their course or exams. After one year of getting a job, a student will have 15 years time limit to pay back the loan amount (the amount you have taken for your studies) with 4% interest per year. The interest will start from one year after the student gets a job.
The loan amount will be deposited in the bank to which the applicant submits the documents at the time of application. It can be any bank – government-run or private, even cooperative organization.